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MEMBER-OWNED CAPTIVE INSURANCE SINCE 2013
Bringing together colleges, universities, independent schools, charter schools, and academic research institutions to take greater control of insurance cost, risk, and performance.
edRISK is a member-owned captive built exclusively for academic institutions, by academic institutions.
Supporting schools with proven cost control through collective purchasing power, disciplined risk sharing, specialized expertise, and member governance.
OUR PROGRAMS
One Organization. Multiple Opportunities.
Schools can choose to participate in one cell or any combination of the three. With all programs, every institution receives the same commitment: a responsive team, proactive partnership, and an experience built around its needs.
A collaborative strategy for educators' legal liability and general liability risk with deductible reimbursement arrangements.
LEARN MORE ABOUT edLIABILITY →
A member-owned approach to managing property risk and long-term insurance cost with deductible reimbursement arrangements.
LEARN MORE ABOUT edPROPERTY →WHY IT MATTERS
The edRISK Difference
Ownership
Member institutions own and govern edRISK programs. Their priorities, not shareholder returns, guide its direction.
Built for Education
Every program reflects the risks, financial pressures, and long-term priorities specific to academic research institutions.
Collective Strength
Members gain purchasing power, benefit from shared resources, learn from each other’s expertise, and gain leverage that can be difficult to achieve independently.
Transparency
All programs operate with clearly defined pricing, with no commissions and no hidden margins. Schools see precisely where funds are allocated and retain the profits as performance and efficiency improve.
Flexibility
Each institution can make decisions based on its own workforce, plan strategy, and risk tolerance.
Broker and Advisor Friendly
edRISK is broker- and advisor-agnostic, which means a more collaborative and coordinated experience.
Long-Term Value
In a member-owned captive, schools share in the program’s results. Favorable performance can build value and create the potential for member returns over time.
Community
edRISK is a coalition of institutions working together. Members exchange ideas, examine performance, evaluate new solutions, and help shape the future of the programs.
Retention and Growth
We are proud of our 98% retention rate. Our intentional approach to sustainable growth relies upon member and advisor referrals.
BY THE NUMBERS
Proven and Growing
98%
retention rate
$350M+
annual premium equivalents managed across member programs
$10.7M
returned to edHEALTH schools since inception
GET IN TOUCH
Let’s connect.
Have a question or want to learn more about our programs? Reach our team at info@edrisk.org or 866 692 7473.
